Monday, November 20, 2017

Samaritan Ministries adds new 'Basic' level

I've written over the past several years about Health-Care Sharing Ministries (HCSMs) and our experience with Samaritan Ministries in particular. With health insurance enrollment upon us again, it's time to mention an alternative for people who are looking for something better.

If you're unfamiliar with how health-care sharing works, read my page entitled Health Care Sharing -- Our Experience.

Recently, Samaritan Ministries added a new membership level, called Samaritan Basic, which allows for less expensive monthly sharing and more individual responsibility. The graphic below illustrates the cost levels and differences between Samaritan Basic and Samaritan Classic:

(click image to view larger)

Unlike "traditional" insurance, there is no enrollment period with HCSMs, so people can join at any point of the year. Although it is not classified as health insurance, membership in a HCSM does exempt you from the tax penalty in ObamaCare.

Health-care sharing has worked well for my wife and I. In the past three years, we've submitted nearly $50,000 in medical needs, every penny of which was shared by fellow members across the country.

Last December, I did a survey of the main HCSMs which showed that well over 700,000 people are participating in health-care sharing ministries across the country. That number continues to increase every month, and is likely near one million by now. Will you join that number?

If you have any questions about Samaritan Ministries, and health-care sharing in general, feel free to contact me.


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